Guided Investing Program
Build Wealth While Defining Your Risk Before Every Investment.
We share with you the same structured approach we use to invest in the U.S. stock market — designed to pursue investment income and capital growth while defining the downside before capital is committed.
Before every investment, you evaluate the opportunity, the potential return and the maximum downside. If the numbers make sense to you, you invest. If they don't, you move on.
Build returns from more than stock-price appreciation
Option premiums generate income even when the stock does not rise.
Know the potential return and maximum downside before you invest
See the numbers first, then decide whether the opportunity is worth your capital.
Learn with us until you can apply the framework independently
Weekly live guidance, practical support, and live screen-sharing support as you work through your first investments.
Your capital always stays in your own brokerage account, fully under your control.
By the end of the program, you'll know how to put your invested capital to work independently and confidently, using a structured framework you can apply again and again.
Designed for busy professionals — so your capital can keep working while you focus on your career, business and life.
Complete the application, then choose a time for your Strategy Call.
In the call we'll see whether the program is a mutual fit, explain how it works, and answer your questions.
Places are limited so we can provide hands-on guidance. If we're at full capacity, you can join the waitlist, and we'll notify you when a place opens.
The Framework
01
Structured Return
02
Defined Risk
03
You Choose the Investment
You decide whether it earns a place in your portfolio.
Your Capital Never Leaves Your Account.
Unlike traditional funds, managed accounts, or pooled investments, your capital stays in your own brokerage account at all times. You remain in full control of your money, your decisions, and your risk limits.
How Is This Different From Traditional Investing?
Traditional stock investing depends largely on the share price rising. Our approach adds a different source of return: option premium income. That means a position generates income even when the stock does not rise — while the downside is structured in advance.
Generate Income Beyond Stock-Price Growth
Option premiums create a source of return that does not depend only on the stock moving higher.
Define Your Downside Before You Invest
Choose the level of risk you are willing to accept, then structure the investment around that boundary.
Evaluate the Numbers Before You Commit Capital
Compare the potential return, the maximum downside and the opportunity itself. If the numbers do not make sense to you, you do not invest.
Total Control. Zero Guesswork.
Define Your Target Return and Maximum Risk Before You Invest.
Before entering any investment, you define two numbers: how much you are willing to risk, and what return would make the opportunity worthwhile. If an opportunity doesn't meet your rules, you simply don't invest.
Example Investment Structure
Define Your Target Return
Decide what return would make the opportunity worth the risk before committing any capital.
Define Your Maximum Risk
Decide in advance how much downside you are willing to accept before entering an investment.
Every investment is evaluated on its own. Before entering a position, the investor defines the target return and the maximum risk they are willing to accept.
We Don't Just Give You the Tools. We Walk the Path With You.
From complete beginner to confident independent investor. You follow a clear framework, execute with live guidance, and continue growing alongside serious investors inside the Investors Circle.
A Step-By-Step Investment Framework
Learn exactly what to do, when to do it, and why. We guide you through a structured investing process designed for real-world execution until you become a confident, independent investor. No previous investing experience required.
Live Mentorship & Guided Execution
You never have to figure it out alone. Bring your questions, planned investments, and opportunities to our live mentorship sessions. Together, we'll review your process, verify that you're applying the framework correctly, and help you avoid common mistakes. We don't make investment decisions for you. We help you become confident making them yourself.
Private Investor Circle
Earn your place inside the Inner Circle, an exclusive community available only to graduates of our mentorship program who continue growing their capital together. Stay connected through live monthly meetings, market insights, investment opportunities, model portfolios, exclusive tools, and ongoing support designed to help you keep improving your investing decisions over time.
The People Behind Top Options
Top Options was founded by Noa Hirschfeld and Jakob Bobrov, bringing together backgrounds in law, international taxation, risk management, entrepreneurship, and private investing.
From the beginning, the company was built around one clear principle: investors should understand the risk they are taking before committing their capital.
Today, Top Options teaches private investors a structured approach to growing capital using defined-risk investing, option premium income, and hedging techniques, with the long-term vision of becoming a trusted education platform for structured, responsible investing.
Your Path From Learning to Active Investing
Learn the framework with guidance, begin applying it when you're ready, then keep growing as an independent investor inside the Investors Circle.
Learn, Prepare & Apply
Learn the Strategy & Build the Skills
Access the trainings on your own schedule and use the weekly live sessions to deepen your understanding, ask questions, and build the skills to apply the framework correctly.
Get Your Brokerage Account Ready
Set up your brokerage account, permissions, and essential settings with support so you're ready to invest when you feel prepared.
Apply What You've Learned
When you begin evaluating your first investments, bring your thinking and planned positions to the live sessions. We help you check that you're applying the framework correctly and avoid mistakes in execution.
Grow as an Active Investor
Make Your Own Investment Decisions
Evaluate each opportunity using the framework you've learned, including the potential return, the maximum risk you're willing to accept, and whether the opportunity fits your own criteria.
Keep Growing Your Portfolio
Continue developing your skills, evaluating new opportunities, and expanding your portfolio over time as your experience and confidence grow.
Grow Inside the Active Investors Circle
Stay connected through market insights, model portfolios, tools, ongoing learning, live sessions, and a community of active investors continuing to develop their skills together.
Take control of how your capital is built, protected and put to work.
Most people hand that decision to someone else. Our participants choose to understand it themselves, with a defined-risk framework and weekly live guidance.
Targeting 15-18% Annual Returns, With Risk Defined in Advance
I am consistently targeting annual returns that range of 15-16% to even 18%. And in the deals where we didn't profit, we only lost the 2-3% that we had carefully calculated and defined well in advance.
Tomer N. · Data Analyst
I Was Skeptical It Would Work for Me. It Did.
I sat on the fence for years. I wanted to invest, but I knew how risky it could be. I was really skeptical that this would work for me. The team's practical, hands-on approach changed that. Today, I'm putting my money to work, I can measure the results, and they've been significantly better than what my money was doing in an investment fund.
Shimon Z. · Police Prosecutor
A Repeatable Investing Method Built Around Clear Goals and Defined Risk
I'm able to choose investments that align with my financial goals and stay within a level of risk that feels comfortable for me.
Tammy K. · Private Investor
I Didn't Know You Could Invest With Protection
Before I joined, I didn't know there was a way to invest in the stock market with protection built in. I had been interested in investing for a few years, but the uncertainty and fear of losing money always stopped me from actually doing it. Once I understood that I could define the risk in advance and protect the investment, it immediately made sense to me.
What also made a big difference was how clear everything was, both the explanations and the practical implementation. I always felt I could ask for help, whether it was something technical, something I didn't fully understand, or simply needing the confidence to take the next step and actually do it.
Renana L. · Audiologist & Speech-Language Pathologist
Ariel Is Choosing His Own Investments, With Risk and Return Defined Up Front
I can set the maximum risk of loss I'm willing to take and the return I want to target, and choose investments according to these criteria.
Ariel B. · Investor & Entrepreneur
A Systematic Way to Invest Without Predicting the Future
As a CPA, I really liked that there is a clear method behind every investment decision. Before I invest, I look at the numbers in advance: the potential income, the maximum risk, and the time horizon.
Only then do I decide whether that investment deserves a place in my portfolio.
What I find so powerful is that I can invest using a structured system without trying to predict the future. To me, that was always the obvious problem with investing: no one can really know what the market will do next.
And knowing that, whatever the market does, the investment has protection built in and the maximum risk is limited and known in advance, is what gave me the confidence to really commit to investing and go all in with the process.
Eti Z. · Certified Public Accountant (CPA)
Capital Protection Became the First Priority, Not an Afterthought
One thing that is incredibly important to me is that the program teaches you exactly how to hedge risk. The absolute most critical priority is actually to protect your capital.
Eyal P. · Communications Professional
The Most Valuable Part Is Being Able to Decide for Myself
I started with no real experience, but everything was explained step by step, almost like putting a puzzle together. Once the pieces started connecting, the whole strategy made sense.
I'm not naturally a numbers person, but I learned how to look at an investment, understand the important information, and decide for myself whether it belongs in my portfolio. That independence is probably the most valuable thing I gained.
Whenever I had a question, got stuck, or needed help with something practical, there was always someone there to work through it with me.
Without a doubt, this is one of the best investments I've made in myself in recent years, because it gave me a skill I expect to keep using for many years to come.
Leon · QA Manager
Learning the Market With Guidance at Every Step
My wife and I joined the program together, and they took us by the hand while we took our very first steps. I'm grateful that whenever there's a problem or an issue, there is always a response.
Igor C. · Operating Room Nurse
In Retirement, I Want Control. Not Surprises.
I've worked my whole life to build my savings, and in retirement I still want my money to keep working for me. But I don't want surprises. This framework gave me a clear way to invest independently, with the return I want to target and the maximum risk defined in advance.
Moshe · Retired Engineer
Investing involves risk. Individual experiences vary and are not a promise of results.
What Investors Ask Before Joining
The framework is designed to pursue investment income and capital growth while defining risk before you invest. Return can come from more than share-price appreciation: option premium received, dividends where applicable, and some participation in price appreciation depending on how you structure the position. You evaluate the potential return and the maximum downside before committing capital. Returns are not guaranteed.
Yes — but within the structure, the point is that the maximum downside is defined before you invest. You choose the protection level, and the loss at expiration is bounded by that predefined downside, assuming the position is maintained and executed as structured. It is similar to choosing a deductible: you know in advance which portion of the risk you have chosen to keep.
A single protected structure can technically sometimes be built with only a few thousand dollars, depending on the stock, because one standard U.S. equity options contract typically represents 100 shares. Applying the framework as a diversified portfolio approach is different: in our experience real flexibility starts around $50,000 available to invest. That is a practical starting point, not a target portfolio size — the framework scales to much larger portfolios.
No. The program starts from the foundations — how the stock market works, how stocks behave, brokerage basics and the relationship between risk and return — and then builds into options and the framework itself, including setup, permissions, structure, calculations and the practical tools. You do not need a trading, finance or mathematics background.
The recommended path is built for busy professionals and takes around 90 minutes a week during the learning phase. Participants who follow that pace, complete the lessons and attend the live sessions typically move through the core learning in about 10 to 12 weeks. We do not recommend rushing — like learning a language, the material needs time to settle.
This is not a library of videos you are left alone with. You watch focused lessons for each stage, then join weekly live sessions to ask questions and apply what you learned. When you are ready for your first real investments, you can share your screen and go through the process live with us, so you can check you are applying the steps correctly. The final decision stays yours.
No. We teach you the full decision-making process: how to build a diversified portfolio, identify companies that may fit the strategy, recognise factors that can make a stock unsuitable at a given time, structure the investment, and compare potential return with maximum downside. You make the final decision yourself, in your own brokerage account.
The end of the learning phase is the beginning of the active-investor phase. You continue into the Investors Inner Circle, which is designed as the ongoing environment for live investor sessions, questions, portfolio and market tools, the Opportunity Tracker and model portfolios used for educational tracking and discussion.
Mentorship Accelerator
Learn the framework. Set everything up correctly. Make your first investments with us beside you.
A guided program designed to take you from learning the strategy to confidently applying it on your own.
Built for busy professionals
10–12 Week Recommended Learning Path
Around 90 minutes a week. Follow the recommended weekly pace, complete the lessons and join the live sessions to become ready to start investing independently using the framework.
Then: Investors Inner Circle
Once you become an active investor, you continue with ongoing support, community and live guidance inside the Investors Inner Circle.
And your support doesn’t stop when the learning phase ends. Your mentorship and Investors Inner Circle access continue for up to 12 months from the day you join.
Start with a short application. No pressure, no obligation. We'll help you decide if this is right for you.